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    <title type="text">Geller Law Firm, PA</title>
    <subtitle type="text">Geller Law Firm, PA</subtitle>

    <updated>2026-06-03T10:54:01Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[Steve Geller interviewed on the new Infill Redevelopment Law; believes the law has good intent, but legal challenges likely]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2026/04/steve-geller-interviewed-on-the-new-infill-redevelopment-law-believes-the-law-has-good-intent-but-legal-challenges-likely/" />
            <id>https://www.gellerlawfirm.com/?p=47957</id>
            <updated>2026-06-02T13:36:52Z</updated>
            <published>2026-04-06T15:08:37Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[New Florida law could speed approval of golf course redevelopment By Brian Bandell – Real Estate Editor, South Florida Business Journal Mar 31, 2026 Story Highlights What’s This? The Florida legislature passed the Infill Redevelopment Act for housing. The law applies only to Miami-Dade, Broward and Palm Beach. Broward County Commissioner Steve Geller expects legal challenges to occur. The Florida…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2026/04/steve-geller-interviewed-on-the-new-infill-redevelopment-law-believes-the-law-has-good-intent-but-legal-challenges-likely/"><![CDATA[<h2>New Florida law could speed approval of golf course redevelopment</h2>
By Brian Bandell – Real Estate Editor, South Florida Business Journal

Mar 31, 2026

<a href="https://www.bizjournals.com/southflorida/news/2026/03/31/new-florida-law-approval-golf-course-redevelopment.html" target="_blank" rel="noopener external noreferrer" data-wpel-link="external">Story Highlights</a>
<ul>
 	<li><a href="#what1">What’s This?</a></li>
 	<li><a href="#what2">The Florida legislature passed the Infill Redevelopment Act for housing.</a></li>
 	<li><a href="#what3">The law applies only to Miami-Dade, Broward and Palm Beach.</a></li>
</ul>
Broward County Commissioner Steve Geller expects legal challenges to occur.

<a id="what1"></a>The Florida legislature passed a law that could hasten approval of residential development on environmentally impacted sites, especially golf courses, and it only applies in South Florida.

<a id="what2"></a>The Infill Redevelopment Act (Senate Bill 1434/House Bill 979) passed both chambers and is awaiting the signature of Governor Ron DeSantis.

Kerri Barsh, an attorney at Greenberg Traurig in Miami who specializes in developing on sites with environmental issues, explained how the law could speed up development approvals. Similar to the Live Local Act, eligible properties would receive municipal staff approval without a vote by the city council or county commission.

Under the proposed law, properties of five acres or more that have been environmentally impacted or are a designated brownfield, are surrounded by residential, are within the urban development boundary, and are not near a military installation could be automatically developed as residential. The density level would be the lower of the average residential density of the surrounding neighborhood or 25 units per acre. There is no income restriction on the housing, but there must be a 20-foot buffer between the existing housing and the new development. However, it does not apply to agricultural sites or public utility properties.

<a id="what3"></a>Because of the population requirements in the bill (1.475 million people), this rule only applies in Miami-Dade, Broward and Palm Beach counties.

The law requires the developer to pay double the usual park or recreation facilities impact fee for such projects to compensate for the loss of open space.

“The legislative intent was on stranded parcels that are surrounded by residential,” Barsh said. “This is an opportunity for a lot of these sites to get a boost and go into more productive uses.”

Barsh said there are former landfills and former government properties that could be redeveloped under this law, but the biggest target for redevelopment is likely golf courses, which typically have contamination that would require cleanup before residential use.

Broward County Commissioner Steve Geller, an attorney and former state senator, said he expects the Infill Redevelopment Act to be challenged in court. One of the issues is the definition of “environmentally impacted,” which he believes is too vague in the bill. The bill implies that even a small amount of contamination on a portion of a site could lead to its full redevelopment, and that’s likely to be challenged, he said. There could even be clubhouses and tennis courts that could be redeveloped if a small amount of contamination is found, he added.

The other aspect of the bill that may be challenged is the home rule of cities, especially because the law only applies to three counties, Geller said.

“I do believe the legislature is overreaching, and whether they are overreaching beyond the limits of the Constitution, we will find out,” Geller said.

He noted that aspects of the Live Local Act are still being challenged by municipalities around the state.

When developers seek to rezone golf courses for homes, that is often a contentious vote for many city councils, as neighbors often object to losing the green space and views. Yet, there are few large tracts of open land remaining in South Florida, so golf courses are often prime targets for homebuilders. This law could take approval of these projects out of local elected officials’ hands.

Geller said it is a worthy goal for the legislature to support more housing development. Until Broward has enough homes under construction to meet the population growth, home prices will continue rising, and urban infill is the only real development option left in Broward, he said.

“I appreciate that the legislature is trying, but this is also a grab at the golf courses, and each one needs to be evaluated on an individual basis,” Geller said. “This takes that right away from local governments and basically says all golf courses are suitable for development.”

“They should stop preempting us. They should give local government the ability to make local decisions,” Geller added.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[Building near transit in Fort Lauderdale: What to know]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2026/03/building-near-transit-in-fort-lauderdale-what-to-know/" />
            <id>https://www.gellerlawfirm.com/?p=47953</id>
            <updated>2026-03-26T18:33:55Z</updated>
            <published>2026-03-26T12:01:47Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[If you have been looking at development sites in Fort Lauderdale, you have probably noticed more activity around Brightline, the FEC Railway and Broward County Transit hubs. That is not by accident. The city has been pushing growth toward these areas through Transit-Oriented Development (TOD)—a planning strategy that creates compact, walkable, mixed-use communities centered around high-quality public train and bus…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2026/03/building-near-transit-in-fort-lauderdale-what-to-know/"><![CDATA[If you have been looking at development sites in Fort Lauderdale, you have probably noticed more activity around Brightline, the FEC Railway and Broward County Transit hubs. That is not by accident. The city has been pushing growth toward these areas through <b data-path-to-node="5,1,0" data-index-in-node="74">Transit-Oriented Development (TOD)</b>—a planning strategy that creates compact, walkable, mixed-use communities centered around high-quality public train and bus systems. For commercial developers, transit-oriented developments create a different kind of opportunity, but only if you understand how those rules apply to your site.
<h2>What you gain by building near transit</h2>
In certain areas, the zoning allows you to <a href="https://www.fortlauderdale.gov/government/departments-a-h/development-services/urban-design-and-planning/planning-initiatives/transit-oriented-development" target="_blank" rel="noopener external noreferrer" data-wpel-link="external">build more than you normally could</a>. That can mean more units on the same site, additional height and less space set aside for parking. When those pieces come together, you may be able to fit more into the project without increasing your footprint. Some areas also make it easier to combine residential, retail and commercial uses, which can make the project more viable overall.
<h2>Why location alone does not guarantee those benefits</h2>
This is where it becomes less straightforward. Being near a transit stop does not automatically mean you can use those incentives. The property needs to fall within a specific zoning district or overlay tied to those transit corridors. Those boundaries are not always obvious on the ground. Two sites on the same street can be treated differently depending on how they are classified. Before you start designing around added height or density, you need to confirm what the zoning actually allows.
<h2>The deal only works if the zoning does</h2>
<a href="/land-use-and-zoning/" data-wpel-link="internal">If you are considering a site</a> near a major hub, the first step is verifying its Transit-Oriented Development (TOD) eligibility. You need to know if the incentives you are counting on (like reduced parking or increased floor area ratios) are actually available for that specific PID (Property Identification). A zoning attorney can help you determine if your project qualifies for TOD incentives early in the due diligence phase so you can move forward without guessing. When the zoning lines up, these projects open the door to a more flexible, high-yield investment than a traditional suburban site]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[Steve Geller speaks to RETTC Conference]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2026/03/steve-geller-speaks-to-rettc-conference/" />
            <id>https://www.gellerlawfirm.com/?p=47945</id>
            <updated>2026-03-04T16:04:59Z</updated>
            <published>2026-03-04T16:01:46Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Steve Geller spoke on Friday, February 27, 2026, on a panel at the Real Estate Technology & Transformation Center (RETTC) summit in Coral Gables, Florida. This panel was titled “Technology, Policy, and the Future of Housing: Why the Local Debate Matters More than Ever Setting the Landscape.” RETTC is affiliated with the National Multifamily Housing Council (NMHC). Prior to speaking…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2026/03/steve-geller-speaks-to-rettc-conference/"><![CDATA[Steve Geller spoke on Friday, February 27, 2026, on a panel at the Real Estate Technology &amp; Transformation Center (RETTC) summit in Coral Gables, Florida. This panel was titled “Technology, Policy, and the Future of Housing: Why the Local Debate Matters More than Ever Setting the Landscape.” RETTC is affiliated with the National Multifamily Housing Council (NMHC). Prior to speaking to the panel, Geller spoke to the executive committee of RETTC.

The panel was moderated by Linda Willey, vice president of business services, Camden Property Trust, and chair of the RETTC Advocacy and Policy Committee. The other panelists were Javier Fernandez, mayor of South Miami and former Florida state representative, and Greg Bates, president and CEO of GID Development and secretary of the NMHC. Geller is a Broward County commissioner. Both Geller and Fernandez are zoning and land use attorneys – Fernandez primarily in Miami-Dade County and Geller in Broward County and South Palm Beach.

Geller was asked to discuss housing in Broward County and what he has done to improve this. He replied that almost every housing unit in the Fort Lauderdale Central Core and many other units in the county are being built using the “Geller Amendment,” a precursor to the Florida Live Local Act, which is optional to the cities, as opposed to mandatory, and also works better for developers. “I’ve served as either a state representative, state senator, mayor of Broward County or Broward County commissioner in the 1980s, 1990s, 2000s, 2010s and now the 2020s. I’ve changed a lot of laws. One law I can’t change is the law of supply and demand. Broward County’s population has grown over the last five years or the last 25 years by around 14,000 people per year. Currently, the average household size is around 2.1 people per household, which I’ll round to two to make the math easier. That means that we need 7,000 new housing units per year just to keep up with population growth. If we build more than that, this should restrain the growth of housing prices. If we build less than that, this will increase the growth of housing prices. We need more housing.”

Another question asked of the panel was how technology is reshaping rental housing today. Geller addressed the use of AI in locating and choosing properties and determining where mixed-use development would be successful. He also discussed advances in technology for actual construction, making construction both less expensive to build (such as modular and tilt-up construction) and enabling new construction techniques that can make buildings more resilient and able to withstand floods and hurricanes better, which would reduce insurance premiums.

Geller was also asked about the Florida Live Local Act. He briefly explained it but pointed out that it had many pitfalls for several reasons. It requires a minimum of 40% of the units be set aside for affordable housing (generally “missing middle”), which can make it difficult to pencil out. It lacks predictability because the payments are based on Area Median Income (AMI), so if there is a recession and income goes down, so will allowable rent payments. Developers need predictability, and the unknown factors of when rent may decrease don’t help. The annual bookkeeping is annoying to developers, and with eligibility based on income, if a family's income goes too high, they can be forced to leave the development, leading to increased turnover. Geller and Fernandez agreed that most frequently, the Live Local Act is used as a threat to get better development terms without actually using the Live Local Act. Geller also stated that the Live Local Act lacks some predictability, as the legislature amends it almost every year, and there are still many court cases pending on details in the Live Local Act.

For questions on the Geller Amendment, the Florida Live Local Act or any other development matters, please contact Steve Geller at <a href="mailto:Steve@gellerlawfirm.com">[nap_email id="EMAIL-1"]</a>, or review the web page for [nap_names id="FIRM-NAME-1"], at <a href="/" data-wpel-link="internal">www.gellerlawfirm.com</a>.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[What should developers know about the future of Florida’s Live Local Act?]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2026/02/what-should-developers-know-about-the-future-of-floridas-live-local-act/" />
            <id>https://www.gellerlawfirm.com/?p=47942</id>
            <updated>2026-02-04T20:12:42Z</updated>
            <published>2026-02-04T20:12:42Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Florida’s Live Local Act has changed the market for developers throughout the Sunshine State. The law aims to increase affordable housing and achieves this goal by easing zoning restrictions. There are nuances and, as all things in the legal world, the laws that govern these rules are evolving. It is important for developers to stay current on these changes to…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2026/02/what-should-developers-know-about-the-future-of-floridas-live-local-act/"><![CDATA[<span style="font-weight: 400;">Florida’s Live Local Act has changed the market for developers throughout the Sunshine State. The law aims to increase affordable housing and achieves this goal by easing zoning restrictions. There are nuances and, as all things in the legal world, the laws that govern these rules are evolving. It is important for developers to stay current on these changes to better ensure they take advantage of new opportunities.</span>
<h2><span style="font-weight: 400;">What is important about the Live Local Act?</span></h2>
<span style="font-weight: 400;">The Live Local Act went into effect in 2023 with unanimous support. It allows for developers to use areas originally zoned for commercial, industrial, or mixed use for the development of multifamily residential housing. A common example is changing what was previously a strip-mall into housing. The law provides various incentives to help developers make these changes, including tax incentives and funding credits. </span>
<h2><span style="font-weight: 400;">What has changed?</span></h2>
<span style="font-weight: 400;">Florida Governor Ron DeSantis signed updates into the original law two years after its initial passage. These updates provided clarity on what qualified as commercial, industrial, and mixed use. </span><a href="https://flhousing.org/wp-content/uploads/2025/07/FHC-Overview-of-the-Live-Local-Act-2025.pdf" target="_blank" rel="noopener external noreferrer" data-wpel-link="external"><span style="font-weight: 400;">Changes also curbed</span></a><span style="font-weight: 400;"> local governments from imposing stricter criteria that could sidetrack developments. An example of how the law has eased local requirements involves parking. Updates require local governments to reduce their parking requirements if the proposal has nearby parking or access to transit. </span>
<h2><span style="font-weight: 400;">What will change in the future?</span></h2>
<span style="font-weight: 400;">There are already proposals in the pipeline, with some hoping to go</span> into<span style="font-weight: 400;"> effect yet this year. </span><a href="https://www.flsenate.gov/Session/Bill/2026/675/Analyses/h0675a.HAT.PDF" target="_blank" rel="noopener external noreferrer" data-wpel-link="external"><span style="font-weight: 400;">SB 675 proposes</span></a><span style="font-weight: 400;"> an increase in the period of timing that rental units qualify as affordable from 30 years to 50. </span>

<span style="font-weight: 400;">A </span><a href="https://www.gellerlawfirm.com/commercial-real-estate-development/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400;">strategic development plan</span></a><span style="font-weight: 400;"> that includes a legal feasibility audit can take advantage of the benefits available through Florida’s Live Local Act and provide analysis of other potential offerings. It is wise for developers to take advantage of these opportunities. Not only can they lead to a solid return on their investment, but they also offer a means to help better the communities they serve. </span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[Changing the zoning for commercial property in Broward County]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2025/09/changing-the-zoning-for-commercial-property-in-broward-county/" />
            <id>https://www.gellerlawfirm.com/?p=47922</id>
            <updated>2025-09-06T22:50:49Z</updated>
            <published>2025-09-06T22:50:49Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Those who currently own commercial real estate in Broward County and those contemplating making an investment may have reason to worry about zoning complications. Typically, the simplest option for real estate investors and business leaders is to acquire properties that are already zoned in a way that reflects the intended use of the property. Sometimes, a perfect location or a…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2025/09/changing-the-zoning-for-commercial-property-in-broward-county/"><![CDATA[Those who currently own commercial real estate in Broward County and those contemplating making an investment may have reason to worry about zoning complications. Typically, the simplest option for real estate investors and business leaders is to acquire properties that are already zoned in a way that reflects the intended use of the property.

Sometimes, a perfect location or a surprisingly cost-effective property may inspire potential buyers to consider parcels and facilities zoned for a different purpose. Other times, those with existing facilities may want to change the zoning to alter the use of their property. Hoping to convert an existing office building into condominiums could require zoning changes, for example.

People who own real estate in Fort Lauderdale and other parts of Broward County may require support as they seek to change property zoning, and that’s okay. What does this process generally involve?
<h2>Contact the right authorities</h2>
The first step in making zoning adjustments is to establish who has the authority to modify the current zoning. There are multiple different areas in South Florida that are subject to the authority of different entities. For example, those seeking to modify zoning in an unincorporated area must work with the Broward County Planning and Zoning Division. Those seeking to make a zoning adjustment in Fort Lauderdale must communicate with the <a href="https://www.fortlauderdale.gov/government/departments-a-h/development-services/building-services/zoning" data-wpel-link="external" rel="external noopener noreferrer">Zoning Division of the City of Fort Lauderdale</a>.
<h2>Submit an application</h2>
Each zoning authority has its own paperwork. Typically, the property owner must submit an application requesting rezoning or a zoning variance. Property owners must ensure that their proposed plans comply with Unified Land Development Regulations (ULDR), as well as any community development plans established by the local municipal authorities. Property owners may need to address how their proposed changes or development could affect the character of the community and natural resources.
<h2>Prepare for a lengthy process</h2>
Application processing is complex. Occasionally, zoning adjustments and variances are straightforward. Local authorities may approve them relatively quickly. However, much of the time, the process takes multiple months. Particularly when there is reason to believe that the change in zoning could have an impact on other nearby properties, feedback from other owners might be part of the rezoning process.

Those attempting to manage property development and run companies often require the support of real estate lawyers who are familiar with <a href="https://www.gellerlawfirm.com/land-use-and-zoning/" data-wpel-link="internal">zoning variances and adjustments</a>. Securing assistance when dealing with zoning concerns can increase the chances of success while reducing the stress experienced by property owners, investors and business leaders.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Geller Law Firm, PA</name>
				            </author>
            <title type="html"><![CDATA[The “Geller Amendment” – One solution to higher housing prices in Broward County]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2025/06/the-geller-amendment-one-solution-to-higher-housing-prices-in-broward-county/" />
            <id>https://www.gellerlawfirm.com/?p=47917</id>
            <updated>2026-03-04T16:12:20Z</updated>
            <published>2025-06-10T05:40:36Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[In my blog post of April 28, 2025, I explained that the biggest reason that housing is so expensive in Broward County is simple – we don’t have enough of it. Broward County needs about 7,000 new housing units per year just to keep up with population growth, and we’re building far less than that. The law of supply and…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2025/06/the-geller-amendment-one-solution-to-higher-housing-prices-in-broward-county/"><![CDATA[In my blog post of April 28, 2025, I explained that the biggest reason that housing is so expensive in Broward County is simple – we don’t have enough of it. Broward County needs about 7,000 new housing units per year just to keep up with population growth, and we’re building far less than that. The law of supply and demand states that if more people are competing for the same amount of a product, then the cost of the product will increase. We need more housing, but to get that, we need more land. And there isn’t any more land in Broward on which to build homes. Or is there?

It's true that there’s little raw land left. Broward has sharks on the east, alligators on the west, and the north and south are fully developed. However, one possible solution is to redevelop and densify the existing land. That’s why, as a county commissioner, I authored the “Geller Amendment,” permitting residential use on commercial properties.

The Geller Amendment is the common name for amendments to Policy 2.16.4 of the Broward County Land Use Plan. I didn’t name it after myself; other people used the “Geller Amendment” as shorthand for the changes that I’d made, and now that’s what most people call the policy. Residential units authorized under this policy are generally called “Geller Units.”

When I drafted this policy, I wanted to create more housing units in Broward. I wanted to help create affordable housing, and I wanted to steer new housing toward transit corridors for “Transit Oriented Development” (TOD). I wanted to work with local governments instead of overriding them, and I wanted to protect local neighborhoods from high-rise developments in the middle of single-family areas. I believe that the Geller Amendment accomplishes all of those goals.

Briefly, what the Geller Amendment does is:
<ul>
 	<li>Permits but doesn’t require local governments to pass an ordinance giving them the ability to authorize residential development on commercial property.</li>
 	<li>Requires that when the local government authorizes residential development, it is in addition to, and not instead of, commercial development.</li>
 	<li>Permits this development only on arterial roadways, within certain distances of rail stations or inside Activity Centers (RACs or LACs).</li>
 	<li>Requires either a certain percentage of affordable housing or payments to a city or county affordable housing trust fund. The number of market-rate units given for each affordable unit depends on whether the affordable unit is workforce or medium income (80 to 120% of AMI), low or moderate income (50 to 80% of AMI), or low or very low income (under 50% of AMI). Different groups refer to these percentage ranges using different titles. The AMI for a Broward County household at the end of 2024 was $89,100. If instead of building affordable housing, developers wanted to pay into an Affordable Housing Trust Fund, that number started at $10,000 per unit and has been annually adjusted for inflation. If a developer wants to build 135 units, they might have to build 15 units at 50 to 80% of AMI or contribute $1,350,000 (adjusted for inflation) by calculating 10,000 per unit times 135 units.</li>
 	<li>If local governments make approvals of the use of the Geller Amendment a conditional use or special exception, there are no county financial incentives to the city. If the local governments make approvals a permitted use, there are county financial incentives for the local government.</li>
</ul>
The Geller Amendment continues to be modified, and current working groups are drafting additional amendments to it.

The Geller Amendment is only one version of densification. In a future article (or articles), I’ll explain the state “Live Local” act.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Steven  Geller</name>
				            </author>
            <title type="html"><![CDATA[Why housing is so expensive in Broward County]]></title>
            <link rel="alternate" type="text/html" href="https://www.gellerlawfirm.com/blog/2025/04/why-housing-is-so-expensive-in-broward-county/" />
            <id>https://www.gellerlawfirm.com/?p=47911</id>
            <updated>2026-03-04T16:11:36Z</updated>
            <published>2025-04-28T05:11:22Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[As someone who is both a zoning and land use attorney in private practice and a public policymaker in my role as a Broward County commissioner, one of the questions that I get asked frequently is why housing is so expensive in Broward County. There are many reasons, but probably one above all others – space. We don’t have any…]]></summary>
			                <content type="html" xml:base="https://www.gellerlawfirm.com/blog/2025/04/why-housing-is-so-expensive-in-broward-county/"><![CDATA[As someone who is both a zoning and land use attorney in private practice and a public policymaker in my role as a Broward County commissioner, one of the questions that I get asked frequently is why housing is so expensive in Broward County. There are many reasons, but probably one above all others – space. We don’t have any more.

I’ve served in public office (representative, senator, mayor of Broward County, county commissioner), and I’ve changed a lot of laws. One law that I can’t change is the law of supply and demand.

Over the last 25 years, the population of Broward County has increased at a rate of about 14,000 people/year. Today, because of more people living alone and fewer children, the average number of people per housing unit has fallen to 2.1 persons/housing unit. I’ll round that to two people/unit. With 14,000 new people/year and two people/unit, we need 7,000 new housing units per year just to keep up with population growth. If we build more than 7,000 new housing units per year, that should restrain the growth in housing prices. If we build fewer than 7,000 new housing units per year, the law of supply and demand mandates higher prices.

In other areas of the state and country, if housing prices grow too high in the urban core, we simply build out into the suburbs/exurbs another mile (water permitting). In Broward County, we can’t do that, as we’re fully built out. Sharks to the east of us, alligators to the west of us, and north and south are fully developed. There’s only one direction left to build – vertically. And that is more expensive than one- or two-story housing.

The rising cost of construction is another major problem. New condominiums used to be seen as an affordable option. Today, few, if any, new condominium units are available in Southeast Florida for less than $800,000, and $800,000 units would be rare. Construction costs have surged by 20% to 30% or more over the last few years, and that’s not even accounting for new costs due to tariffs.

I don’t need to tell anyone about the dramatic rise in windstorm insurance costs. South Florida’s homeowners’ insurance rates (including condominiums and rental apartments) are among the highest in the nation and have gone up far faster than the rate of inflation.

South Florida has among the worst affordable housing issues anywhere in the country. It’s important to note how affordability is calculated. It’s not based strictly on price. Affordability is calculated based on the percentage of the population in an area that can find housing within a certain percentage (typically 28% PITI) of their gross monthly income. South Florida has a bad combination of relatively high home prices and relatively low incomes, which leads to high levels of unaffordability.

Does this mean that affordable or workforce housing is out of reach? Not necessarily. There are many affordable housing programs to help individuals or developers. There are programs to assist developers with more density or financial help, although the financial help programs require affordable housing components. There are statewide programs like the Live Local Act or Broward-specific programs such as the Geller Amendment. In future articles, I’ll write about these and other programs.]]></content>
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